615.764.0016 / 348 Cool Springs Blvd, Suite B, Franklin, TN 37067

3 Step Review Process

The 3 Step Review can help assure that your retirement and investment plans are focused on your concerns and desires.

First Step

The first step of our complete look forward review of your tax return is to: determine what is your current tax situation, identify things like phantom income, incorrect uses of taxable and tax-deferral strategies, as well as a discovery of missed opportunities for offsetting gains and losses which could be as simple as selling a losing stock to offset a capital gain on a mutual fund that you may have missed by waiting until it was too late. Our 3 Step Review can help you implement the correct strategy to lower or eliminate your taxes and find the money falling through the cracks now and in your future.


Second Step

The second step is an income analysis to determine if you are using your income sources properly and in the most tax efficient method, and if you have adequate income to meet your future needs and the ever increasing cost of inflation which may be different than government quoted inflation rates as everyone’s rate is different based on what things you specifically spend your money on.


Third Step

The third step is a risk analysis to make sure your investment risk exposure is one you are comfortable with and is in line with your investment allocation strategies. Research shows that people make poor decisions and receive low rates or incur losses because they have more risk than they are comfortable with. A simple set of questions we use in our 3 Step Review will help assure you of what your risk comfort level is and help you avoid losses you are not prepared to handle or were not aware of.

There is no better time to look forward and take control with a 3 Step Review. Find out if you have problems like phantom income taxation or a wide variety of other tax issues. Are you preparing to sell real estate? Do you need to increase your income stream or lower your risk level? Have you lost a spouse and now have all the financial decisions to make? Are you retiring or rolling over a large sum of money? Are you selling a business? A complete discovery of what you want your money to do for you is the most important first step.

The wonderful benefit of our 3 Step Review is that it applies to any financial decision or concern you have, and it helps you stop your money from falling through the cracks, and it assures that any major financial decision is right for you. In other words, learn what questions to ask before making any financial decision and identify ways to assure your decisions are in your best interest.

Our 3 Step Review will also help determine what your next steps should be or what other areas need review, such as your estate plan, long term care issues, charitable planning, and more.